In the case of an accident, it’s important to realize that every action you take at the scene and afterward can be important to your personal injury claim. Before acting, stop to ask yourself how your actions might be construed by insurers, medical professionals and the legal system. And if you have questions, contact an attorney immediately.
Use these Dos and Don’ts as guidelines if you’re injured:
- DO report the accident to the police and your insurance company.
- DO photograph injuries and property damage.
- DON’T avoid medical treatment – see a doctor or go to the emergency room if you’re injured.
- DO document your injuries with law enforcement on the scene, medical professionals and your insurance company.
- DON’T make a formal statement to the party at fault’s insurance company without seeking legal advice.
- DO keep a diary about how you feel after the accident. Include doctor and therapy appointments, medications, and notes on how your daily performance is being affected.
- DON’T mislead anyone about physical limitations or symptoms. Your case may be damaged permanently if it is discovered that you have not been direct and honest.
- DON’T hide past accidents or injuries. Insurance companies have access to accident information in a central database, so they are likely to find out about your history.